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Car Title Loans.
The car title loan shares the fundamentals of a payday loan, only instead of waiting for your paycheck to come in, your car title is provided as collateral for the loan. Car title loans typically run a one month cycle, with extensions bringing in penalty fees and jumps in interest. Just like a payday loan, the interest rates are extremely high and a borrower can very quickly get in over their head. In the case of a car title loan, they risk losing their vehicle which can be the very source of income for making the payments!
‡ Please Note: Unsecured bills concern any kind of debt that is not secured by your personal assets, such as an unsecured loan and most retail store and standard credit cards. Home or automobile loans are not unsecured as the loan uses them as the collateral for the transaction.
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